As a way to find relief from all the stress you are experiencing right now when it comes to financial matters, you opt to file for a bankruptcy, and this decision is actually a major one, a daunting and emotional process whether the reason for such financial predicament is unemployment, health issues, many years of bad luck or bad judgement. But you don’t have to be alone when making this decision because fresno bankruptcy attorney can help you. A Fresno bankruptcy attorney is specialized in the negotiation process when it comes to resolving your case under the bankruptcy laws, whether you can eliminate your debts under the Chapter 7 bankruptcy law or reorganize your debts under the Chapter 13 bankruptcy law.
There will be an assessment of your financial situation on your initial consultation with your bankruptcy lawyer for you to have a discussion about your financial goals and debt relief options available and applicable to your case. A Fresno bankruptcy lawyer will help in identifying if filing a bankruptcy is the best option for you, and if so, determine the right Chapter of bankruptcy law that is applicable for you. By hiring a bankruptcy lawyer, you will be helped in handling your creditors, so they stop bugging and calling you every time about making collections because you can just refer them to your lawyer. When you hire a Fresno bankruptcy lawyer, he will be preparing and filing your bankruptcy petition, giving you stress-free filing process. Forms are filed by your bankruptcy lawyer before the court that may contain thirty to sixty pages in length depending on the number of creditors you have. Of course you’ll be given the chance to review your petition before filing it before the court to make sure that all your creditors and assets are listed and there are no mistakes. You are under the protection of the bankruptcy law’s automatic stay, and all of your creditors’ collection activities must stop, as soon as your bankruptcy documents are filed before the court. Learn more about bankruptcy at http://www.huffingtonpost.com/brad-reid/some-bankruptcy-legal-fac_b_9152882.html.
After filing your bankruptcy petition, you’ll be required to attend your 341 Meeting of the Creditors which normally takes about thirty to forty-five days, and your Fresno bankruptcy lawyer will ensure that you will be prepared and confident to answer the possible questions of the trustee. It is the responsibility of your lawyer to negotiate on your behalf, review and sign any reaffirmation agreements on secured properties you want to keep such as a car or house attached to collateral for the debt you owe. Feel free to visit our website or homepage for more details about hiring the best Fresno bankruptcy lawyer, click here to get started!